Procyon Capital Management

Distressed mortgage assets—loans in severe delinquency, foreclosure, or backed by underperforming collateral—pose both challenges and opportunities for asset managers. By deploying targeted “turnaround” strategies, investors can maximize recovery, preserve value, and unlock hidden upside. Below, we detail the most effective techniques for rehabilitating distressed mortgage assets across the workout spectrum. 1. Early Intervention & Loan…

Regulatory compliance sits at the heart of sustainable mortgage asset management. With evolving rules from federal agencies, banking regulators, and consumer-protection bodies, asset managers must weave compliance into every phase of the investment lifecycle—from acquisition and valuation through servicing and disposition. Below, we outline the critical compliance frameworks, governance structures, and best practices that keep…

Mortgage-backed securities (MBS) offer investors access to diversified pools of mortgage loans, but they also carry unique risks—interest-rate movements, credit losses, prepayment volatility, and liquidity constraints. Effective risk mitigation is essential to protect portfolio value and stabilize returns. Below, we explore the most impactful strategies that institutional and high-net-worth investors use to manage and hedge…